Michael Martinez
Director of Operations
NMLS# 1171823
863-797-0412
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Mortgage Glossary
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Home
videos
Loan Programs
BACK
Loan Programs
Conventional Loans
FHA Loans
Bank Statement Loans
Lease To Own
VA Loans
Construction Loans
Down Payment Assistance
DSCR Loans
Jumbo Loans
Non-QM Loans
Foreign National Loans
Reverse Mortgage Loans
USDA Loans
Mortgage Information
BACK
Mortgage Information
Frequently Asked Mortgage Questions
Requested Documents
Loan Process
Mortgage Calculators
Mortgage Glossary
Mortgage News
Contact Us
Mortgage Videos
Starting
Determining Your Housing Needs
Start The Home-Buying Process!
How Lenders Decide Your Maximum Loan
Purchasing Vs Renting A Home
Why Use a REALTOR®?
Learn Your Community Resources
Walkthrough - What To Look For
Keeping Track Of Homes
What To Ask When Looking At Homes
Older Vs Newer Homes
What Is Earnest Money?
What Do Home Inspectors Do?
What About Flood Plains?
What Are Home Warranties?
Final Walkthrough Warnings
Mortgage
What Is A Rate Lock?
What Is A Mortgage?
What is A Qualified Mortgage?
What Is Loan-To-Value (LTV)?
How Large A Down Payment Do I Need?
What Is Ability To Repay?
First-Time Mortgages?
The Main Types Of Mortgages
How Interest Affects Mortgages
Fixed-Rate Mortgage Advantages
Key Factors In Mortgage Payments
What Does A Mortgage Cover?
What Are Discount Points?
What Is Mortgage Insurance?
What Is PMI?
What Is Prime?
What Is Equity?
Can I Pay Off Early?
Financing
Key Steps To Secure Your Loan
What is Debt-To-Income?
Pre-Qualifying vs Pre-Approval
Lending Process DOs and DON'Ts
After Your Loan Application…
Choosing Your Lender
Choosing Your Home Loan
How To Compare Loans
Understanding Loan Fees
What is A Good Faith Estimate?
What Is RESPA?
What's An Appraisal?
Credit, Closing & Federal Programs
What is A Credit Score?
Find Your Credit History
What Is Escrow?
Closing Costs Explained Visually
Title Insurance Explained Visually
What Are Real Estate Commissions?
What Happens On Closing Day?
What Do I Get At Closing?
What Makes Up Closing Costs?
How Can The FHA Help?
What Are The Steps In FHA Loans?
About FHA Closing Costs
About 203(b) and 203(k) FHA Loans
What Are VA Loans?
Major VA Loan Types
What is The VA COE?
Selling
Making Your Home Ready To Sell
Preparing For Internet Showing
Home Sales Tips - Prepping The Inside
Home Sales Tips - Prepping The Outside
How Do I Evaluate An Offer?
What Is A Counter-Offer?
The Closing Process For Home Sellers
6 Home-Selling Mistakes
What Can I Ask Brokers?
Setting Your Price
Which Square Footage Figure??
How Is A Home Marketed?
Improving Your Home's Value
TRID
What Lenders Must Disclose
Loans Covered By TRID Disclosures
Loans NOT Covered By TRID Disclosures
6 Required Pieces of Information
Can Lenders Request More Information?
Do Lenders HAVE To Approve In 3 Days?
What Is A Business Day?
How Long Will Lenders Keep My Records?
What Does The Loan Estimate Tell You?
Could My Loan Exceed The Estimate?
Refunds - If Your Loan Exceeds Your Estimate
Can Creditors Revise Loan Estimates?
Can My Settlement Charges Change?
When Do I Get My Closing Disclosure?
Loan Estimates - Terms, Payments, Closing
Loan Estimates - Loan Costs
Loan Estimates - Services You Can't Shop
Loan Estimates - Services You CAN Shop
Loan Estimates - Other Costs
Calculating Your Cash To Close
Understanding Loan Estimate Comparisons
Your Rights For Closing Disclosures
Closing Disclosures - Understanding Page 1
Closing Disclosures - Closing Costs
Closing Disclosures - Understanding Summaries
Closing Disclosures - Important Additions
